Annapolis vs Jersey City
The short version
- Annapolis is cheaper overall: prices in its metro run 7% lower than in the Jersey City area (BEA 2024).
- The median home costs $548,900 in Annapolis and $566,900 in Jersey City.
- Households earn more in Annapolis ($113,860 vs $97,710 median).
- Jersey City gets far more snow: 32 inches a year vs 19.
- Jersey City is growing faster: +3.2% since 2020 vs -0.4%.
- Commutes are shorter in Annapolis (30 vs 37 minutes each way).
Side by side
| Annapolis, MD | Jersey City, NJ | |
|---|---|---|
| People | ||
| Population (2025) | 40,634 | 302,013 |
| Growth since 2020 | -0.4% | +3.2% |
| People per square mile | 5,639 | 20,478 |
| Median age | 43.0 | 34.7 |
| Bachelor's degree or higher | 54% | 55% |
| Money and housing | ||
| Median household income | $113,860 | $97,710 |
| Median home value | $548,900 | $566,900 |
| Home value to income | 4.8× | 5.8× |
| Median rent (with utilities) | $1,860 | $2,007 |
| Metro price level (US = 100) | 104.5 | 112.6 |
| Housing price level (US = 100) | 118.2 | 148.6 |
| $75,000 elsewhere equals | $78,400 | $84,400 |
| Homeowners | 62% | 28% |
| Top state income tax | 6.5% | 10.75% |
| Combined sales tax | 6% | 6.6% |
| Work and commute | ||
| Average commute (minutes) | 29.5 | 36.8 |
| Work from home | 21% | 25% |
| Take public transit | 4% | 36% |
| Unemployment (2020-24 avg) | 3.7% | 5.5% |
| Poverty rate | 7.8% | 15.6% |
| Weather | ||
| January high / low | 43° / 25° | 40° / 26° |
| July high / low | 89° / 68° | 87° / 69° |
| Precipitation per year | 45 in | 47 in |
| Snowfall per year | 19 in | 32 in |
| Days 90°F or hotter | 34 | 28 |
| Nights below freezing | 93 | 80 |
| Comfortable months | 5 | 6 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively Moderate | Relatively High |
| FEMA risk score (lower is safer) | 81.9 | 97.2 |
| Good air days, 2025 | 58% | 42% |
| Home prices, past year | +2.7% | +5.7% |
| Home prices, past 5 years | +31.8% | +45.1% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Annapolis: April to June and September to October. Jersey City: April to June and August to October.
Full monthly tables: Annapolis weather by month and Jersey City weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $78,400 in Annapolis and $84,400 in Jersey City. Moving from Annapolis to Jersey City, you would need about $80,800 to match a $75,000 salary.
Moving between Annapolis and Jersey City
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Annapolis and Jersey City.
Which would you pick?
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