Billings vs Caldwell
The short version
- Billings is cheaper overall: prices in its metro run 5% lower than in the Caldwell area (BEA 2024).
- The median home costs $343,400 in Billings and $367,300 in Caldwell.
- Billings gets far more snow: 57 inches a year vs 10.
- Caldwell has more scorching days: 59 a year at 90°F or hotter vs 32.
- Caldwell is growing faster: +27.4% since 2020 vs +3.5%.
- Commutes are shorter in Billings (17 vs 25 minutes each way).
Side by side
| Billings, MT | Caldwell, ID | |
|---|---|---|
| People | ||
| Population (2025) | 121,239 | 76,629 |
| Growth since 2020 | +3.5% | +27.4% |
| People per square mile | 2,632 | 3,049 |
| Median age | 38.8 | 31.5 |
| Bachelor's degree or higher | 37% | 20% |
| Money and housing | ||
| Median household income | $73,712 | $73,058 |
| Median home value | $343,400 | $367,300 |
| Home value to income | 4.7× | 5.0× |
| Median rent (with utilities) | $1,138 | $1,264 |
| Metro price level (US = 100) | 93.5 | 98.4 |
| Housing price level (US = 100) | 77.4 | 105.6 |
| $75,000 elsewhere equals | $70,100 | $73,800 |
| Homeowners | 65% | 73% |
| Top state income tax | 5.65% | 5.3% |
| Combined sales tax | 0% | 6.03% |
| Work and commute | ||
| Average commute (minutes) | 16.5 | 24.6 |
| Work from home | 9% | 12% |
| Take public transit | 1% | 0% |
| Unemployment (2020-24 avg) | 3.5% | 5% |
| Poverty rate | 9.8% | 11.9% |
| Weather | ||
| January high / low | 36° / 18° | 40° / 23° |
| July high / low | 87° / 59° | 93° / 57° |
| Precipitation per year | 14 in | 11 in |
| Snowfall per year | 57 in | 10 in |
| Days 90°F or hotter | 32 | 59 |
| Nights below freezing | 142 | 132 |
| Comfortable months | 4 | 3 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively Moderate | Relatively Low |
| FEMA risk score (lower is safer) | 83.6 | 71.7 |
| Good air days, 2025 | 86% | 50% |
| Home prices, past year | +4.4% | +3.7% |
| Home prices, past 5 years | +40.9% | +25.7% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Billings: May to June and August to September. Caldwell: May to June and September.
Full monthly tables: Billings weather by month and Caldwell weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $70,100 in Billings and $73,800 in Caldwell. Moving from Billings to Caldwell, you would need about $78,900 to match a $75,000 salary.
Which would you pick?
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