Bismarck vs Sioux Falls

The short version

  • Overall prices are about the same in both metro areas (BEA 2024).
  • The median home costs $292,400 in Sioux Falls and $300,300 in Bismarck.
  • Sioux Falls has the warmer winter: January highs of 27°F vs 23°F.
  • Sioux Falls is growing faster: +10.9% since 2020 vs +5.9%.
  • South Dakota has no state income tax on wages; North Dakota's top rate is 2.5%.

Side by side

Bismarck, NDSioux Falls, SD
People
Population (2025)77,963213,748
Growth since 2020+5.9%+10.9%
People per square mile2,2482,557
Median age38.935.5
Bachelor's degree or higher39%38%
Money and housing
Median household income$78,387$75,970
Median home value$300,300$292,400
Home value to income3.8×3.8×
Median rent (with utilities)$999$1,035
Metro price level (US = 100)91.090.6
Housing price level (US = 100)84.077.6
$75,000 elsewhere equals$68,300$68,000
Homeowners66%60%
Top state income tax2.5%None
Combined sales tax7.09%6.11%
Work and commute
Average commute (minutes)15.617.0
Work from home8%11%
Take public transit0%1%
Unemployment (2020-24 avg)2.5%2.5%
Poverty rate9.3%9.6%
Weather
January high / low23° / 2°27° / 9°
July high / low85° / 58°85° / 63°
Precipitation per year19 in28 in
Snowfall per year51 in45 in
Days 90°F or hotter2015
Nights below freezing184162
Comfortable months55
Risks, air and home prices
Natural hazard risk (FEMA, county)Relatively ModerateRelatively Moderate
FEMA risk score (lower is safer)85.189.5
Good air days, 202577%81%
Home prices, past year+6.2%+2.5%
Home prices, past 5 years+33.8%+36.3%

Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.

Weather, month by month

0°10°20°30°40°50°60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDec
Bismarck Sioux Falls. Solid lines are average highs, dashed lines average lows (°F), NOAA 1991-2020 normals.

Most comfortable months: Bismarck: May to September. Sioux Falls: May to September.

Full monthly tables: Bismarck weather by month and Sioux Falls weather by month.

What $75,000 is worth

A $75,000 salary in an average-priced US city buys about the same as $68,300 in Bismarck and $68,000 in Sioux Falls. Moving from Bismarck to Sioux Falls, you would need about $74,700 to match a $75,000 salary.

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