Bloomington vs Chicago

The short version

  • Bloomington is cheaper overall: prices in its metro run 10% lower than in the Chicago area (BEA 2024).
  • The median home costs $203,300 in Bloomington and $334,100 in Chicago.
  • Chicago gets far more snow: 39 inches a year vs 20.
  • Commutes are shorter in Bloomington (17 vs 33 minutes each way).

Side by side

Bloomington, ILChicago, IL
People
Population (2025)78,8042,731,585
Growth since 2020+0.1%-0.6%
People per square mile2,90711,994
Median age36.235.8
Bachelor's degree or higher49%44%
Money and housing
Median household income$77,384$77,902
Median home value$203,300$334,100
Home value to income2.6×4.3×
Median rent (with utilities)$1,050$1,440
Metro price level (US = 100)93.5103.6
Housing price level (US = 100)74.7112.0
$75,000 elsewhere equals$70,200$77,700
Homeowners62%46%
Top state income tax4.95%4.95%
Combined sales tax8.98%8.98%
Work and commute
Average commute (minutes)16.833.1
Work from home21%21%
Take public transit1%18%
Unemployment (2020-24 avg)2.7%8%
Poverty rate11%16.8%
Weather
January high / low33° / 16°33° / 19°
July high / low86° / 63°85° / 68°
Precipitation per year39 in34 in
Snowfall per year20 in39 in
Days 90°F or hotter2620
Nights below freezing133106
Comfortable months46
Risks, air and home prices
Natural hazard risk (FEMA, county)Relatively ModerateVery High
FEMA risk score (lower is safer)86.9100.0
Good air days, 202566%30%
Home prices, past year+8.7%+6.2%
Home prices, past 5 years+52.2%+45.5%

Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.

Weather, month by month

10°20°30°40°50°60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDec
Bloomington Chicago. Solid lines are average highs, dashed lines average lows (°F), NOAA 1991-2020 normals.

Most comfortable months: Bloomington: June to September. Chicago: May to October.

Full monthly tables: Bloomington weather by month and Chicago weather by month.

What $75,000 is worth

A $75,000 salary in an average-priced US city buys about the same as $70,200 in Bloomington and $77,700 in Chicago. Moving from Bloomington to Chicago, you would need about $83,100 to match a $75,000 salary.

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Moving between Bloomington and Chicago

504people moved from McLean County, IL to Cook County, IL in a year
482moved the other way

IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Bloomington and Chicago.

Which would you pick?

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