Cape Coral vs Warwick
The short version
- Overall prices are about the same in both metro areas (BEA 2024).
- The median home costs $354,600 in Warwick and $373,500 in Cape Coral.
- Households earn more in Warwick ($88,708 vs $78,104 median).
- Cape Coral has the warmer winter: January highs of 75°F vs 38°F.
- Warwick gets far more snow: 37 inches a year vs 0.
- Cape Coral has more scorching days: 120 a year at 90°F or hotter vs 12.
- Cape Coral is growing faster: +21.8% since 2020 vs +1.6%.
- Commutes are shorter in Warwick (25 vs 30 minutes each way).
- Florida has no state income tax on wages; Rhode Island's top rate is 5.99%.
Side by side
| Cape Coral, FL | Warwick, RI | |
|---|---|---|
| People | ||
| Population (2025) | 236,264 | 84,187 |
| Growth since 2020 | +21.8% | +1.6% |
| People per square mile | 2,224 | 2,405 |
| Median age | 48.6 | 44.3 |
| Bachelor's degree or higher | 27% | 34% |
| Money and housing | ||
| Median household income | $78,104 | $88,708 |
| Median home value | $373,500 | $354,600 |
| Home value to income | 4.8× | 4.0× |
| Median rent (with utilities) | $1,858 | $1,363 |
| Metro price level (US = 100) | 102.3 | 101.8 |
| Housing price level (US = 100) | 125.1 | 103.9 |
| $75,000 elsewhere equals | $76,800 | $76,300 |
| Homeowners | 77% | 73% |
| Top state income tax | None | 5.99% |
| Combined sales tax | 6.98% | 7% |
| Work and commute | ||
| Average commute (minutes) | 29.9 | 24.6 |
| Work from home | 15% | 12% |
| Take public transit | 0% | 1% |
| Unemployment (2020-24 avg) | 3.8% | 5.1% |
| Poverty rate | 10.7% | 7.6% |
| Weather | ||
| January high / low | 75° / 54° | 38° / 22° |
| July high / low | 92° / 75° | 84° / 65° |
| Precipitation per year | 57 in | 48 in |
| Snowfall per year | 0 in | 37 in |
| Days 90°F or hotter | 120 | 12 |
| Nights below freezing | 0 | 109 |
| Comfortable months | 6 | 6 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively High | Relatively Low |
| FEMA risk score (lower is safer) | 99.0 | 69.4 |
| Good air days, 2025 | 76% | 70% |
| Home prices, past year | -0.9% | +4.7% |
| Home prices, past 5 years | +27.8% | +51.9% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Cape Coral: November to April. Warwick: May to October.
Full monthly tables: Cape Coral weather by month and Warwick weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $76,800 in Cape Coral and $76,300 in Warwick. Moving from Cape Coral to Warwick, you would need about $74,600 to match a $75,000 salary.
Moving between Cape Coral and Warwick
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Cape Coral and Warwick.
Which would you pick?
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