Charlottesville vs Silver Spring
The short version
- Charlottesville is cheaper overall: prices in its metro run 9% lower than in the Silver Spring area (BEA 2024).
- The median home costs $486,700 in Charlottesville and $643,300 in Silver Spring.
- Households earn more in Silver Spring ($99,860 vs $74,824 median).
- Silver Spring has more scorching days: 40 a year at 90°F or hotter vs 10.
- Silver Spring is growing faster: +0% since 2020 vs -4.6%.
- Commutes are shorter in Charlottesville (17 vs 34 minutes each way).
Side by side
| Charlottesville, VA | Silver Spring, MD | |
|---|---|---|
| People | ||
| Population (2025) | 44,388 | 81,462 |
| Growth since 2020 | -4.6% | n/a |
| People per square mile | 4,333 | 10,334 |
| Median age | 33.1 | 35.6 |
| Bachelor's degree or higher | 63% | 61% |
| Money and housing | ||
| Median household income | $74,824 | $99,860 |
| Median home value | $486,700 | $643,300 |
| Home value to income | 6.5× | 6.4× |
| Median rent (with utilities) | $1,540 | $1,913 |
| Metro price level (US = 100) | 99.1 | 108.9 |
| Housing price level (US = 100) | 107.0 | 151.1 |
| $75,000 elsewhere equals | $74,400 | $81,700 |
| Homeowners | 44% | 38% |
| Top state income tax | 5.75% | 6.5% |
| Combined sales tax | 5.77% | 6% |
| Work and commute | ||
| Average commute (minutes) | 17.0 | 34.0 |
| Work from home | 21% | 27% |
| Take public transit | 6% | 14% |
| Unemployment (2020-24 avg) | 3.7% | 5.4% |
| Poverty rate | 19.6% | 10.6% |
| Weather | ||
| January high / low | 44° / 28° | 45° / 30° |
| July high / low | 84° / 68° | 90° / 72° |
| Precipitation per year | 48 in | 42 in |
| Snowfall per year | 17 in | 14 in |
| Days 90°F or hotter | 10 | 40 |
| Nights below freezing | 73 | 60 |
| Comfortable months | 4 | 5 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Very Low | Relatively Moderate |
| FEMA risk score (lower is safer) | 24.3 | 91.7 |
| Good air days, 2025 | 81% | 59% |
| Home prices, past year | +3% | +1.3% |
| Home prices, past 5 years | +46.9% | +29.4% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Charlottesville: April, June, August and October. Silver Spring: April to June and September to October.
Full monthly tables: Charlottesville weather by month and Silver Spring weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $74,400 in Charlottesville and $81,700 in Silver Spring. Moving from Charlottesville to Silver Spring, you would need about $82,400 to match a $75,000 salary.
Moving between Charlottesville and Silver Spring
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Charlottesville and Silver Spring.
Which would you pick?
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