Chicago vs Naperville
The short version
- Overall prices are about the same in both metro areas (BEA 2024).
- The median home costs $334,100 in Chicago and $540,200 in Naperville.
- Households earn more in Naperville ($155,105 vs $77,902 median).
- Chicago gets far more snow: 39 inches a year vs 24.
- Naperville is growing faster: +2.4% since 2020 vs -0.6%.
Side by side
| Chicago, IL | Naperville, IL | |
|---|---|---|
| People | ||
| Population (2025) | 2,731,585 | 153,114 |
| Growth since 2020 | -0.6% | +2.4% |
| People per square mile | 11,994 | 3,891 |
| Median age | 35.8 | 40.4 |
| Bachelor's degree or higher | 44% | 73% |
| Money and housing | ||
| Median household income | $77,902 | $155,105 |
| Median home value | $334,100 | $540,200 |
| Home value to income | 4.3× | 3.5× |
| Median rent (with utilities) | $1,440 | $1,885 |
| Metro price level (US = 100) | 103.6 | 103.6 |
| Housing price level (US = 100) | 112.0 | 112.0 |
| $75,000 elsewhere equals | $77,700 | $77,700 |
| Homeowners | 46% | 75% |
| Top state income tax | 4.95% | 4.95% |
| Combined sales tax | 8.98% | 8.98% |
| Work and commute | ||
| Average commute (minutes) | 33.1 | 30.5 |
| Work from home | 21% | 31% |
| Take public transit | 18% | 5% |
| Unemployment (2020-24 avg) | 8% | 4.5% |
| Poverty rate | 16.8% | 4.4% |
| Weather | ||
| January high / low | 33° / 19° | 33° / 17° |
| July high / low | 85° / 68° | 86° / 63° |
| Precipitation per year | 34 in | 40 in |
| Snowfall per year | 39 in | 24 in |
| Days 90°F or hotter | 20 | 29 |
| Nights below freezing | 106 | 128 |
| Comfortable months | 6 | 5 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Very High | Relatively High |
| FEMA risk score (lower is safer) | 100.0 | 97.6 |
| Good air days, 2025 | 30% | 30% |
| Home prices, past year | +6.2% | +6.2% |
| Home prices, past 5 years | +45.5% | +45.5% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Chicago: May to October. Naperville: May and July to October.
Full monthly tables: Chicago weather by month and Naperville weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $77,700 in Chicago and $77,700 in Naperville. Moving from Chicago to Naperville, you would need about $75,000 to match a $75,000 salary.
Moving between Chicago and Naperville
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Chicago and Naperville.
Which would you pick?
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