Chula Vista vs El Monte
The short version
- Overall prices are about the same in both metro areas (BEA 2024).
- The median home costs $644,000 in El Monte and $758,700 in Chula Vista.
- Households earn more in Chula Vista ($108,032 vs $68,030 median).
- El Monte has more scorching days: 64 a year at 90°F or hotter vs 4.
- Chula Vista is growing faster: +0% since 2020 vs -4%.
Side by side
| Chula Vista, CA | El Monte, CA | |
|---|---|---|
| People | ||
| Population (2025) | 275,533 | 105,075 |
| Growth since 2020 | +0% | -4% |
| People per square mile | 5,551 | 10,995 |
| Median age | 37.1 | 37.8 |
| Bachelor's degree or higher | 33% | 15% |
| Money and housing | ||
| Median household income | $108,032 | $68,030 |
| Median home value | $758,700 | $644,000 |
| Home value to income | 7.0× | 9.5× |
| Median rent (with utilities) | $2,229 | $1,736 |
| Metro price level (US = 100) | 111.9 | 113.6 |
| Housing price level (US = 100) | 179.3 | 170.4 |
| $75,000 elsewhere equals | $83,900 | $85,200 |
| Homeowners | 60% | 40% |
| Top state income tax | 13.3% | 13.3% |
| Combined sales tax | 9.03% | 9.03% |
| Work and commute | ||
| Average commute (minutes) | 28.6 | 27.8 |
| Work from home | 13% | 7% |
| Take public transit | 2% | 3% |
| Unemployment (2020-24 avg) | 8% | 6.3% |
| Poverty rate | 8.7% | 17.4% |
| Weather | ||
| January high / low | 66° / 49° | 69° / 46° |
| July high / low | 74° / 65° | 86° / 65° |
| Precipitation per year | 9 in | 16 in |
| Snowfall per year | 0 in | 0 in |
| Days 90°F or hotter | 4 | 64 |
| Nights below freezing | 0 | 1 |
| Comfortable months | 12 | 10 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Very High | Very High |
| FEMA risk score (lower is safer) | 99.7 | 100.0 |
| Good air days, 2025 | 18% | 11% |
| Home prices, past year | +2.5% | +1.2% |
| Home prices, past 5 years | +40.8% | +31.9% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Chula Vista: January to December. El Monte: October to July.
Full monthly tables: Chula Vista weather by month and El Monte weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $83,900 in Chula Vista and $85,200 in El Monte. Moving from Chula Vista to El Monte, you would need about $76,100 to match a $75,000 salary.
Moving between Chula Vista and El Monte
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Chula Vista and El Monte.
Which would you pick?
One vote per person. Results show after you vote.