Cincinnati vs Wilmington

The short version

  • Cincinnati is cheaper overall: prices in its metro run 7% lower than in the Wilmington area (BEA 2024).
  • The median home costs $230,900 in Cincinnati and $231,400 in Wilmington.
  • Households earn more in Wilmington ($58,671 vs $52,909 median).
  • Wilmington is growing faster: +3.7% since 2020 vs +1.5%.

Side by side

Cincinnati, OHWilmington, DE
People
Population (2025)314,36773,512
Growth since 2020+1.5%+3.7%
People per square mile4,0356,747
Median age33.237.0
Bachelor's degree or higher42%33%
Money and housing
Median household income$52,909$58,671
Median home value$230,900$231,400
Home value to income4.4×3.9×
Median rent (with utilities)$1,001$1,224
Metro price level (US = 100)95.4102.6
Housing price level (US = 100)87.6113.1
$75,000 elsewhere equals$71,500$76,900
Homeowners40%48%
Top state income tax2.75%6.6%
Combined sales tax7.29%0%
Work and commute
Average commute (minutes)22.423.5
Work from home15%16%
Take public transit5%8%
Unemployment (2020-24 avg)6.8%7.3%
Poverty rate25.5%21.4%
Weather
January high / low40° / 23°41° / 26°
July high / low86° / 66°87° / 68°
Precipitation per year45 in45 in
Snowfall per year23 in20 in
Days 90°F or hotter2222
Nights below freezing10092
Comfortable months45
Risks, air and home prices
Natural hazard risk (FEMA, county)Relatively HighRelatively High
FEMA risk score (lower is safer)96.395.3
Good air days, 202526%41%
Home prices, past year+3.8%+4.4%
Home prices, past 5 years+49.9%+46.9%

Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.

Weather, month by month

20°30°40°50°60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDec
Cincinnati Wilmington. Solid lines are average highs, dashed lines average lows (°F), NOAA 1991-2020 normals.

Most comfortable months: Cincinnati: July to October. Wilmington: April to May and August to October.

Full monthly tables: Cincinnati weather by month and Wilmington weather by month.

What $75,000 is worth

A $75,000 salary in an average-priced US city buys about the same as $71,500 in Cincinnati and $76,900 in Wilmington. Moving from Cincinnati to Wilmington, you would need about $80,600 to match a $75,000 salary.

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