Columbia vs Temple
The short version
- Temple is cheaper overall: prices in its metro run 3% lower than in the Columbia area (BEA 2024).
- The median home costs $239,000 in Temple and $264,300 in Columbia.
- Households earn more in Temple ($68,204 vs $55,529 median).
- Temple has more scorching days: 118 a year at 90°F or hotter vs 81.
- Temple is growing faster: +19.7% since 2020 vs +7.5%.
- Commutes are shorter in Columbia (18 vs 21 minutes each way).
- Texas has no state income tax on wages; South Carolina's top rate is 6%.
Side by side
| Columbia, SC | Temple, TX | |
|---|---|---|
| People | ||
| Population (2025) | 147,035 | 98,412 |
| Growth since 2020 | +7.5% | +19.7% |
| People per square mile | 1,062 | 1,347 |
| Median age | 28.6 | 33.8 |
| Bachelor's degree or higher | 46% | 31% |
| Money and housing | ||
| Median household income | $55,529 | $68,204 |
| Median home value | $264,300 | $239,000 |
| Home value to income | 4.8× | 3.5× |
| Median rent (with utilities) | $1,204 | $1,231 |
| Metro price level (US = 100) | 93.7 | 91.1 |
| Housing price level (US = 100) | 79.5 | 77.9 |
| $75,000 elsewhere equals | $70,200 | $68,300 |
| Homeowners | 46% | 52% |
| Top state income tax | 6% | None |
| Combined sales tax | 7.49% | 8.2% |
| Work and commute | ||
| Average commute (minutes) | 17.7 | 21.0 |
| Work from home | 12% | 11% |
| Take public transit | 1% | 0% |
| Unemployment (2020-24 avg) | 7.5% | 6.6% |
| Poverty rate | 24% | 16% |
| Weather | ||
| January high / low | 57° / 35° | 60° / 36° |
| July high / low | 93° / 72° | 95° / 72° |
| Precipitation per year | 45 in | 37 in |
| Snowfall per year | 1 in | 0 in |
| Days 90°F or hotter | 81 | 118 |
| Nights below freezing | 46 | 33 |
| Comfortable months | 5 | 4 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively Moderate | Relatively Moderate |
| FEMA risk score (lower is safer) | 93.1 | 91.1 |
| Good air days, 2025 | 58% | 66% |
| Home prices, past year | +3.6% | +1.7% |
| Home prices, past 5 years | +51.6% | +39.3% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Columbia: March to May and September to October. Temple: March to April and October to November.
Full monthly tables: Columbia weather by month and Temple weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $70,200 in Columbia and $68,300 in Temple. Moving from Columbia to Temple, you would need about $73,000 to match a $75,000 salary.
Moving between Columbia and Temple
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Columbia and Temple.
Which would you pick?
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