Fort Collins vs Santa Fe

The short version

  • Santa Fe is cheaper overall: prices in its metro run 2% lower than in the Fort Collins area (BEA 2024).
  • The median home costs $444,900 in Santa Fe and $577,900 in Fort Collins.
  • Households earn more in Fort Collins ($85,070 vs $73,482 median).
  • Fort Collins gets far more snow: 51 inches a year vs 20.

Side by side

Fort Collins, COSanta Fe, NM
People
Population (2025)171,50089,837
Growth since 2020+1%+2.7%
People per square mile2,9961,720
Median age30.946.3
Bachelor's degree or higher61%48%
Money and housing
Median household income$85,070$73,482
Median home value$577,900$444,900
Home value to income6.8×6.1×
Median rent (with utilities)$1,690$1,463
Metro price level (US = 100)101.198.8
Housing price level (US = 100)120.6108.0
$75,000 elsewhere equals$75,800$74,100
Homeowners52%64%
Top state income tax4.4%5.9%
Combined sales tax7.89%7.68%
Work and commute
Average commute (minutes)19.521.0
Work from home22%17%
Take public transit1%1%
Unemployment (2020-24 avg)5.4%5.1%
Poverty rate15.8%12.9%
Weather
January high / low45° / 18°43° / 18°
July high / low87° / 59°86° / 55°
Precipitation per year16 in13 in
Snowfall per year51 in20 in
Days 90°F or hotter2924
Nights below freezing150168
Comfortable months44
Risks, air and home prices
Natural hazard risk (FEMA, county)Relatively ModerateRelatively Moderate
FEMA risk score (lower is safer)90.186.0
Good air days, 202551%78%
Home prices, past year+0.2%+4%
Home prices, past 5 years+29.3%+42%

Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.

Weather, month by month

10°20°30°40°50°60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDec
Fort Collins Santa Fe. Solid lines are average highs, dashed lines average lows (°F), NOAA 1991-2020 normals.

Most comfortable months: Fort Collins: May to June and August to September. Santa Fe: June to September.

Full monthly tables: Fort Collins weather by month and Santa Fe weather by month.

What $75,000 is worth

A $75,000 salary in an average-priced US city buys about the same as $75,800 in Fort Collins and $74,100 in Santa Fe. Moving from Fort Collins to Santa Fe, you would need about $73,200 to match a $75,000 salary.

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Moving between Fort Collins and Santa Fe

Under 20people moved from Larimer County, CO to Santa Fe County, NM in a year
29moved the other way

IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Fort Collins and Santa Fe.

Which would you pick?

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