Gainesville vs Palm Coast
The short version
- Gainesville is cheaper overall: prices in its metro run 3% lower than in the Palm Coast area (BEA 2024).
- The median home costs $247,500 in Gainesville and $350,800 in Palm Coast.
- Households earn more in Palm Coast ($77,350 vs $46,195 median).
- Palm Coast is growing faster: +23.2% since 2020 vs +5.3%.
- Commutes are shorter in Gainesville (19 vs 27 minutes each way).
Side by side
| Gainesville, FL | Palm Coast, FL | |
|---|---|---|
| People | ||
| Population (2025) | 148,671 | 109,886 |
| Growth since 2020 | +5.3% | +23.2% |
| People per square mile | 2,323 | 1,141 |
| Median age | 26.5 | 50.4 |
| Bachelor's degree or higher | 54% | 30% |
| Money and housing | ||
| Median household income | $46,195 | $77,350 |
| Median home value | $247,500 | $350,800 |
| Home value to income | 5.4× | 4.5× |
| Median rent (with utilities) | $1,296 | $1,782 |
| Metro price level (US = 100) | 96.7 | 99.4 |
| Housing price level (US = 100) | 93.0 | 108.4 |
| $75,000 elsewhere equals | $72,500 | $74,500 |
| Homeowners | 38% | 82% |
| Top state income tax | None | None |
| Combined sales tax | 6.98% | 6.98% |
| Work and commute | ||
| Average commute (minutes) | 18.8 | 27.0 |
| Work from home | 15% | 17% |
| Take public transit | 5% | 0% |
| Unemployment (2020-24 avg) | 5.5% | 4.5% |
| Poverty rate | 30.8% | 10.6% |
| Weather | ||
| January high / low | 67° / 43° | 68° / 47° |
| July high / low | 91° / 72° | 91° / 74° |
| Precipitation per year | 48 in | 50 in |
| Snowfall per year | 0 in | 0 in |
| Days 90°F or hotter | 90 | 78 |
| Nights below freezing | 15 | 4 |
| Comfortable months | 7 | 8 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively Moderate | Relatively Moderate |
| FEMA risk score (lower is safer) | 90.3 | 82.8 |
| Good air days, 2025 | 89% | 81% |
| Home prices, past year | +1.2% | -0.2% |
| Home prices, past 5 years | +42.7% | +38.6% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Gainesville: October to April. Palm Coast: October to May.
Full monthly tables: Gainesville weather by month and Palm Coast weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $72,500 in Gainesville and $74,500 in Palm Coast. Moving from Gainesville to Palm Coast, you would need about $77,000 to match a $75,000 salary.
Moving between Gainesville and Palm Coast
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Gainesville and Palm Coast.
Which would you pick?
One vote per person. Results show after you vote.