Loveland vs Sandy

The short version

  • Overall prices are about the same in both metro areas (BEA 2024).
  • The median home costs $479,000 in Loveland and $614,100 in Sandy.
  • Households earn more in Sandy ($112,176 vs $84,604 median).
  • Loveland has the warmer winter: January highs of 44°F vs 39°F.
  • Sandy has more scorching days: 62 a year at 90°F or hotter vs 38.
  • Loveland is growing faster: +6.6% since 2020 vs -5.2%.
  • Commutes are shorter in Sandy (23 vs 26 minutes each way).

Side by side

Loveland, COSandy, UT
People
Population (2025)81,38792,386
Growth since 2020+6.6%-5.2%
People per square mile2,2713,809
Median age40.737.6
Bachelor's degree or higher39%46%
Money and housing
Median household income$84,604$112,176
Median home value$479,000$614,100
Home value to income5.7×5.5×
Median rent (with utilities)$1,730$1,777
Metro price level (US = 100)101.1100.9
Housing price level (US = 100)120.6123.3
$75,000 elsewhere equals$75,800$75,700
Homeowners62%75%
Top state income tax4.4%4.5%
Combined sales tax7.89%7.42%
Work and commute
Average commute (minutes)26.222.7
Work from home20%23%
Take public transit0%1%
Unemployment (2020-24 avg)5.4%2.6%
Poverty rate8.5%5.5%
Weather
January high / low44° / 13°39° / 24°
July high / low89° / 55°94° / 68°
Precipitation per year16 in16 in
Snowfall per year47 in52 in
Days 90°F or hotter3862
Nights below freezing174112
Comfortable months24
Risks, air and home prices
Natural hazard risk (FEMA, county)Relatively ModerateRelatively High
FEMA risk score (lower is safer)90.198.6
Good air days, 202551%33%
Home prices, past year+0.2%+2.4%
Home prices, past 5 years+29.3%+33.4%

Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.

Weather, month by month

10°20°30°40°50°60°70°80°90°100°JanFebMarAprMayJunJulAugSepOctNovDec
Loveland Sandy. Solid lines are average highs, dashed lines average lows (°F), NOAA 1991-2020 normals.

Most comfortable months: Loveland: June and September. Sandy: May to June and September to October.

Full monthly tables: Loveland weather by month and Sandy weather by month.

What $75,000 is worth

A $75,000 salary in an average-priced US city buys about the same as $75,800 in Loveland and $75,700 in Sandy. Moving from Loveland to Sandy, you would need about $74,800 to match a $75,000 salary.

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Moving between Loveland and Sandy

73people moved from Larimer County, CO to Salt Lake County, UT in a year
89moved the other way

IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Loveland and Sandy.

Which would you pick?

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