Loveland vs Thornton
The short version
- Loveland is cheaper overall: prices in its metro run 4% lower than in the Thornton area (BEA 2024).
- The median home costs $479,000 in Loveland and $517,500 in Thornton.
- Households earn more in Thornton ($103,088 vs $84,604 median).
- Loveland is growing faster: +6.6% since 2020 vs +4.2%.
- Commutes are shorter in Loveland (26 vs 30 minutes each way).
Side by side
| Loveland, CO | Thornton, CO | |
|---|---|---|
| People | ||
| Population (2025) | 81,387 | 147,766 |
| Growth since 2020 | +6.6% | +4.2% |
| People per square mile | 2,271 | 4,046 |
| Median age | 40.7 | 34.7 |
| Bachelor's degree or higher | 39% | 33% |
| Money and housing | ||
| Median household income | $84,604 | $103,088 |
| Median home value | $479,000 | $517,500 |
| Home value to income | 5.7× | 5.0× |
| Median rent (with utilities) | $1,730 | $1,895 |
| Metro price level (US = 100) | 101.1 | 105.8 |
| Housing price level (US = 100) | 120.6 | 146.9 |
| $75,000 elsewhere equals | $75,800 | $79,300 |
| Homeowners | 62% | 71% |
| Top state income tax | 4.4% | 4.4% |
| Combined sales tax | 7.89% | 7.89% |
| Work and commute | ||
| Average commute (minutes) | 26.2 | 30.4 |
| Work from home | 20% | 15% |
| Take public transit | 0% | 2% |
| Unemployment (2020-24 avg) | 5.4% | 4.5% |
| Poverty rate | 8.5% | 7% |
| Weather | ||
| January high / low | 44° / 13° | 47° / 18° |
| July high / low | 89° / 55° | 90° / 59° |
| Precipitation per year | 16 in | 15 in |
| Snowfall per year | 47 in | 49 in |
| Days 90°F or hotter | 38 | 42 |
| Nights below freezing | 174 | 156 |
| Comfortable months | 2 | 3 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively Moderate | Relatively Moderate |
| FEMA risk score (lower is safer) | 90.1 | 91.2 |
| Good air days, 2025 | 51% | 29% |
| Home prices, past year | +0.2% | -0.5% |
| Home prices, past 5 years | +29.3% | +21.4% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Loveland: June and September. Thornton: May to June and September.
Full monthly tables: Loveland weather by month and Thornton weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $75,800 in Loveland and $79,300 in Thornton. Moving from Loveland to Thornton, you would need about $78,500 to match a $75,000 salary.
Moving between Loveland and Thornton
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Loveland and Thornton.
Which would you pick?
One vote per person. Results show after you vote.