Miami Beach vs Tampa
The short version
- Tampa is cheaper overall: prices in its metro run 12% lower than in the Miami Beach area (BEA 2024).
- The median home costs $420,400 in Tampa and $556,700 in Miami Beach.
- Tampa has more scorching days: 94 a year at 90°F or hotter vs 30.
- Tampa is growing faster: +7.3% since 2020 vs -1.6%.
Side by side
| Miami Beach, FL | Tampa, FL | |
|---|---|---|
| People | ||
| Population (2025) | 81,594 | 413,554 |
| Growth since 2020 | -1.6% | +7.3% |
| People per square mile | 10,606 | 3,612 |
| Median age | 42.9 | 35.9 |
| Bachelor's degree or higher | 53% | 46% |
| Money and housing | ||
| Median household income | $72,856 | $75,475 |
| Median home value | $556,700 | $420,400 |
| Home value to income | 7.6× | 5.6× |
| Median rent (with utilities) | $1,826 | $1,701 |
| Metro price level (US = 100) | 114.2 | 100.9 |
| Housing price level (US = 100) | 155.6 | 125.8 |
| $75,000 elsewhere equals | $85,600 | $75,700 |
| Homeowners | 41% | 50% |
| Top state income tax | None | None |
| Combined sales tax | 6.98% | 6.98% |
| Work and commute | ||
| Average commute (minutes) | 26.7 | 24.8 |
| Work from home | 24% | 22% |
| Take public transit | 6% | 1% |
| Unemployment (2020-24 avg) | 4.6% | 4.9% |
| Poverty rate | 14.4% | 15.5% |
| Weather | ||
| January high / low | 74° / 61° | 71° / 53° |
| July high / low | 88° / 78° | 91° / 77° |
| Precipitation per year | 57 in | 50 in |
| Snowfall per year | 0 in | 0 in |
| Days 90°F or hotter | 30 | 94 |
| Nights below freezing | 0 | 1 |
| Comfortable months | 6 | 7 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Very High | Relatively High |
| FEMA risk score (lower is safer) | 99.6 | 98.8 |
| Good air days, 2025 | 53% | 50% |
| Home prices, past year | +1.3% | +1.1% |
| Home prices, past 5 years | +67.7% | +47.8% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Miami Beach: November to April. Tampa: October to April.
Full monthly tables: Miami Beach weather by month and Tampa weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $85,600 in Miami Beach and $75,700 in Tampa. Moving from Miami Beach to Tampa, you would need about $66,300 to match a $75,000 salary.
Moving between Miami Beach and Tampa
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Miami Beach and Tampa.
Which would you pick?
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