Napa vs Thousand Oaks
The short version
- Thousand Oaks is cheaper overall: prices in its metro run 2% lower than in the Napa area (BEA 2024).
- The median home costs $856,400 in Napa and $991,600 in Thousand Oaks.
- Households earn more in Thousand Oaks ($135,603 vs $105,963 median).
- Thousand Oaks has the warmer winter: January highs of 68°F vs 59°F.
- Napa has more scorching days: 32 a year at 90°F or hotter vs 9.
Side by side
| Napa, CA | Thousand Oaks, CA | |
|---|---|---|
| People | ||
| Population (2025) | 76,562 | 122,230 |
| Growth since 2020 | -3.5% | -3.7% |
| People per square mile | 4,241 | 2,212 |
| Median age | 41.5 | 44.9 |
| Bachelor's degree or higher | 38% | 51% |
| Money and housing | ||
| Median household income | $105,963 | $135,603 |
| Median home value | $856,400 | $991,600 |
| Home value to income | 8.1× | 7.3× |
| Median rent (with utilities) | $2,282 | $2,664 |
| Metro price level (US = 100) | 112.6 | 110.5 |
| Housing price level (US = 100) | 197.4 | 171.1 |
| $75,000 elsewhere equals | $84,400 | $82,900 |
| Homeowners | 59% | 71% |
| Top state income tax | 13.3% | 13.3% |
| Combined sales tax | 9.03% | 9.03% |
| Work and commute | ||
| Average commute (minutes) | 23.9 | 24.6 |
| Work from home | 14% | 24% |
| Take public transit | 1% | 1% |
| Unemployment (2020-24 avg) | 5.7% | 5.4% |
| Poverty rate | 8.5% | 8.9% |
| Weather | ||
| January high / low | 59° / 40° | 68° / 45° |
| July high / low | 83° / 56° | 78° / 60° |
| Precipitation per year | 27 in | 12 in |
| Snowfall per year | 0 in | 0 in |
| Days 90°F or hotter | 32 | 9 |
| Nights below freezing | 12 | 1 |
| Comfortable months | 9 | 12 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively High | Relatively High |
| FEMA risk score (lower is safer) | 95.3 | 99.4 |
| Good air days, 2025 | n/a | 52% |
| Home prices, past year | -1.8% | -1.3% |
| Home prices, past 5 years | +17.2% | +28.7% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Napa: March to November. Thousand Oaks: January to December.
Full monthly tables: Napa weather by month and Thousand Oaks weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $84,400 in Napa and $82,900 in Thousand Oaks. Moving from Napa to Thousand Oaks, you would need about $73,700 to match a $75,000 salary.
Which would you pick?
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