Naperville vs Westminster
The short version
- Naperville is cheaper overall: prices in its metro run 2% lower than in the Westminster area (BEA 2024).
- The median home costs $532,400 in Westminster and $540,200 in Naperville.
- Households earn more in Naperville ($155,105 vs $100,272 median).
- Westminster has the warmer winter: January highs of 47°F vs 33°F.
- Westminster gets far more snow: 49 inches a year vs 24.
- Naperville is growing faster: +2.4% since 2020 vs -0.4%.
- Commutes are shorter in Westminster (27 vs 31 minutes each way).
Side by side
| Naperville, IL | Westminster, CO | |
|---|---|---|
| People | ||
| Population (2025) | 153,114 | 116,182 |
| Growth since 2020 | +2.4% | -0.4% |
| People per square mile | 3,891 | 3,674 |
| Median age | 40.4 | 37.4 |
| Bachelor's degree or higher | 73% | 45% |
| Money and housing | ||
| Median household income | $155,105 | $100,272 |
| Median home value | $540,200 | $532,400 |
| Home value to income | 3.5× | 5.3× |
| Median rent (with utilities) | $1,885 | $1,882 |
| Metro price level (US = 100) | 103.6 | 105.8 |
| Housing price level (US = 100) | 112.0 | 146.9 |
| $75,000 elsewhere equals | $77,700 | $79,300 |
| Homeowners | 75% | 62% |
| Top state income tax | 4.95% | 4.4% |
| Combined sales tax | 8.98% | 7.89% |
| Work and commute | ||
| Average commute (minutes) | 30.5 | 27.0 |
| Work from home | 31% | 22% |
| Take public transit | 5% | 1% |
| Unemployment (2020-24 avg) | 4.5% | 3.7% |
| Poverty rate | 4.4% | 7.3% |
| Weather | ||
| January high / low | 33° / 17° | 47° / 18° |
| July high / low | 86° / 63° | 90° / 59° |
| Precipitation per year | 40 in | 15 in |
| Snowfall per year | 24 in | 49 in |
| Days 90°F or hotter | 29 | 42 |
| Nights below freezing | 128 | 156 |
| Comfortable months | 5 | 3 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively High | Relatively Moderate |
| FEMA risk score (lower is safer) | 97.6 | 91.2 |
| Good air days, 2025 | 30% | 29% |
| Home prices, past year | +6.2% | -0.5% |
| Home prices, past 5 years | +45.5% | +21.4% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Naperville: May and July to October. Westminster: May to June and September.
Full monthly tables: Naperville weather by month and Westminster weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $77,700 in Naperville and $79,300 in Westminster. Moving from Naperville to Westminster, you would need about $76,600 to match a $75,000 salary.
Moving between Naperville and Westminster
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Naperville and Westminster.
Which would you pick?
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