O'Fallon vs Richmond
The short version
- O'Fallon is cheaper overall: prices in its metro run 3% lower than in the Richmond area (BEA 2024).
- The median home costs $326,200 in O'Fallon and $353,000 in Richmond.
- Households earn more in O'Fallon ($110,443 vs $64,587 median).
- Richmond has the warmer winter: January highs of 48°F vs 40°F.
- Commutes are shorter in Richmond (22 vs 26 minutes each way).
Side by side
| O'Fallon, MO | Richmond, VA | |
|---|---|---|
| People | ||
| Population (2025) | 96,101 | 237,257 |
| Growth since 2020 | +5.2% | +4.7% |
| People per square mile | 3,146 | 3,959 |
| Median age | 38.4 | 34.7 |
| Bachelor's degree or higher | 43% | 46% |
| Money and housing | ||
| Median household income | $110,443 | $64,587 |
| Median home value | $326,200 | $353,000 |
| Home value to income | 3.0× | 5.5× |
| Median rent (with utilities) | $1,443 | $1,372 |
| Metro price level (US = 100) | 95.1 | 97.9 |
| Housing price level (US = 100) | 79.0 | 99.1 |
| $75,000 elsewhere equals | $71,300 | $73,400 |
| Homeowners | 81% | 44% |
| Top state income tax | 4.7% | 5.75% |
| Combined sales tax | 8.44% | 5.77% |
| Work and commute | ||
| Average commute (minutes) | 25.5 | 21.7 |
| Work from home | 18% | 20% |
| Take public transit | 0% | 3% |
| Unemployment (2020-24 avg) | 2.7% | 5.7% |
| Poverty rate | 5.4% | 18.2% |
| Weather | ||
| January high / low | 40° / 24° | 48° / 29° |
| July high / low | 90° / 71° | 90° / 69° |
| Precipitation per year | 42 in | 46 in |
| Snowfall per year | 17 in | 9 in |
| Days 90°F or hotter | 47 | 45 |
| Nights below freezing | 85 | 74 |
| Comfortable months | 3 | 3 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively Moderate | Relatively Low |
| FEMA risk score (lower is safer) | 92.6 | 78.4 |
| Good air days, 2025 | 31% | 73% |
| Home prices, past year | +4.1% | +3.4% |
| Home prices, past 5 years | +40.5% | +47.7% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: O'Fallon: June and September to October. Richmond: April to May and October.
Full monthly tables: O'Fallon weather by month and Richmond weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $71,300 in O'Fallon and $73,400 in Richmond. Moving from O'Fallon to Richmond, you would need about $77,200 to match a $75,000 salary.
Which would you pick?
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