Rockford vs Schaumburg

The short version

  • Rockford is cheaper overall: prices in its metro run 11% lower than in the Schaumburg area (BEA 2024).
  • The median home costs $129,000 in Rockford and $330,400 in Schaumburg.
  • Households earn more in Schaumburg ($97,514 vs $54,752 median).
  • Commutes are shorter in Rockford (22 vs 28 minutes each way).

Side by side

Rockford, ILSchaumburg, IL
People
Population (2025)147,38477,249
Growth since 2020-1.1%-1.9%
People per square mile2,2573,985
Median age37.739.6
Bachelor's degree or higher24%50%
Money and housing
Median household income$54,752$97,514
Median home value$129,000$330,400
Home value to income2.4×3.4×
Median rent (with utilities)$985$1,812
Metro price level (US = 100)92.2103.6
Housing price level (US = 100)70.1112.0
$75,000 elsewhere equals$69,100$77,700
Homeowners55%63%
Top state income tax4.95%4.95%
Combined sales tax8.98%8.98%
Work and commute
Average commute (minutes)21.927.8
Work from home10%20%
Take public transit1%4%
Unemployment (2020-24 avg)8.5%3.5%
Poverty rate21.3%5.7%
Weather
January high / low29° / 15°32° / 19°
July high / low84° / 64°85° / 66°
Precipitation per year37 in38 in
Snowfall per year37 in38 in
Days 90°F or hotter1517
Nights below freezing136121
Comfortable months46
Risks, air and home prices
Natural hazard risk (FEMA, county)Relatively ModerateVery High
FEMA risk score (lower is safer)92.4100.0
Good air days, 202569%30%
Home prices, past year+8.1%+6.2%
Home prices, past 5 years+63.8%+45.5%

Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.

Weather, month by month

10°20°30°40°50°60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDec
Rockford Schaumburg. Solid lines are average highs, dashed lines average lows (°F), NOAA 1991-2020 normals.

Most comfortable months: Rockford: May and July to September. Schaumburg: May to October.

Full monthly tables: Rockford weather by month and Schaumburg weather by month.

What $75,000 is worth

A $75,000 salary in an average-priced US city buys about the same as $69,100 in Rockford and $77,700 in Schaumburg. Moving from Rockford to Schaumburg, you would need about $84,300 to match a $75,000 salary.

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Moving between Rockford and Schaumburg

830people moved from Winnebago County, IL to Cook County, IL in a year
1,269moved the other way

IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Rockford and Schaumburg.

Which would you pick?

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