Bloomington vs Indianapolis
The short version
- Overall prices are about the same in both metro areas (BEA 2024).
- The median home costs $224,800 in Indianapolis and $321,400 in Bloomington.
- Households earn more in Indianapolis ($66,219 vs $50,465 median).
- Indianapolis gets far more snow: 26 inches a year vs 18.
- Bloomington is growing faster: +3.9% since 2020 vs +1.5%.
- Commutes are shorter in Bloomington (18 vs 25 minutes each way).
Side by side
| Bloomington, IN | Indianapolis, IN | |
|---|---|---|
| People | ||
| Population (2025) | 83,307 | 901,116 |
| Growth since 2020 | +3.9% | +1.5% |
| People per square mile | 3,583 | 2,496 |
| Median age | 25.1 | 34.3 |
| Bachelor's degree or higher | 59% | 35% |
| Money and housing | ||
| Median household income | $50,465 | $66,219 |
| Median home value | $321,400 | $224,800 |
| Home value to income | 6.4× | 3.4× |
| Median rent (with utilities) | $1,200 | $1,156 |
| Metro price level (US = 100) | 95.1 | 95.7 |
| Housing price level (US = 100) | 85.6 | 88.9 |
| $75,000 elsewhere equals | $71,300 | $71,800 |
| Homeowners | 35% | 56% |
| Top state income tax | 2.95% | 2.95% |
| Combined sales tax | 7% | 7% |
| Work and commute | ||
| Average commute (minutes) | 17.5 | 24.6 |
| Work from home | 18% | 14% |
| Take public transit | 4% | 1% |
| Unemployment (2020-24 avg) | 6.6% | 5.1% |
| Poverty rate | 29.8% | 15.8% |
| Weather | ||
| January high / low | 37° / 21° | 36° / 21° |
| July high / low | 85° / 65° | 85° / 66° |
| Precipitation per year | 49 in | 44 in |
| Snowfall per year | 18 in | 26 in |
| Days 90°F or hotter | 21 | 20 |
| Nights below freezing | 108 | 105 |
| Comfortable months | 3 | 5 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively Low | Relatively High |
| FEMA risk score (lower is safer) | 76.0 | 97.5 |
| Good air days, 2025 | 68% | 38% |
| Home prices, past year | +0.4% | +3.5% |
| Home prices, past 5 years | +33.8% | +43.8% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Bloomington: August to October. Indianapolis: April and July to October.
Full monthly tables: Bloomington weather by month and Indianapolis weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $71,300 in Bloomington and $71,800 in Indianapolis. Moving from Bloomington to Indianapolis, you would need about $75,500 to match a $75,000 salary.
Moving between Bloomington and Indianapolis
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Bloomington and Indianapolis.
Which would you pick?
One vote per person. Results show after you vote.