Charlotte vs Georgetown
The short version
- Overall prices are about the same in both metro areas (BEA 2024).
- The median home costs $385,700 in Charlotte and $429,100 in Georgetown.
- Households earn more in Georgetown ($95,062 vs $82,068 median).
- Georgetown has the warmer winter: January highs of 60°F vs 52°F.
- Georgetown has more scorching days: 112 a year at 90°F or hotter vs 49.
- Georgetown is growing faster: +58.5% since 2020 vs +10.3%.
- Commutes are shorter in Charlotte (25 vs 28 minutes each way).
- Texas has no state income tax on wages; North Carolina's top rate is 3.99%.
Side by side
| Charlotte, NC | Georgetown, TX | |
|---|---|---|
| People | ||
| Population (2025) | 964,784 | 106,907 |
| Growth since 2020 | +10.3% | +58.5% |
| People per square mile | 3,096 | 1,839 |
| Median age | 34.5 | 42.6 |
| Bachelor's degree or higher | 48% | 48% |
| Money and housing | ||
| Median household income | $82,068 | $95,062 |
| Median home value | $385,700 | $429,100 |
| Home value to income | 4.7× | 4.5× |
| Median rent (with utilities) | $1,612 | $1,795 |
| Metro price level (US = 100) | 97.3 | 98.1 |
| Housing price level (US = 100) | 97.6 | 120.4 |
| $75,000 elsewhere equals | $73,000 | $73,500 |
| Homeowners | 51% | 70% |
| Top state income tax | 3.99% | None |
| Combined sales tax | 7.1% | 8.2% |
| Work and commute | ||
| Average commute (minutes) | 24.7 | 28.2 |
| Work from home | 29% | 24% |
| Take public transit | 2% | 0% |
| Unemployment (2020-24 avg) | 4.6% | 4.9% |
| Poverty rate | 11.7% | 8% |
| Weather | ||
| January high / low | 52° / 32° | 60° / 36° |
| July high / low | 90° / 70° | 96° / 72° |
| Precipitation per year | 44 in | 37 in |
| Snowfall per year | 4 in | 0 in |
| Days 90°F or hotter | 49 | 112 |
| Nights below freezing | 58 | 28 |
| Comfortable months | 4 | 5 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively High | Relatively Moderate |
| FEMA risk score (lower is safer) | 97.1 | 90.1 |
| Good air days, 2025 | 46% | 44% |
| Home prices, past year | +1.5% | +0.3% |
| Home prices, past 5 years | +49.9% | +15.2% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Charlotte: April to May and September to October. Georgetown: March to May and October to November.
Full monthly tables: Charlotte weather by month and Georgetown weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $73,000 in Charlotte and $73,500 in Georgetown. Moving from Charlotte to Georgetown, you would need about $75,600 to match a $75,000 salary.
Moving between Charlotte and Georgetown
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Charlotte and Georgetown.
Which would you pick?
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