Cincinnati vs St. Louis
The short version
- Overall prices are about the same in both metro areas (BEA 2024).
- The median home costs $197,500 in St. Louis and $230,900 in Cincinnati.
- Households earn more in St. Louis ($56,160 vs $52,909 median).
- St. Louis has more scorching days: 47 a year at 90°F or hotter vs 22.
- Cincinnati is growing faster: +1.5% since 2020 vs -7.7%.
Side by side
| Cincinnati, OH | St. Louis, MO | |
|---|---|---|
| People | ||
| Population (2025) | 314,367 | 278,144 |
| Growth since 2020 | +1.5% | -7.7% |
| People per square mile | 4,035 | 4,507 |
| Median age | 33.2 | 36.8 |
| Bachelor's degree or higher | 42% | 41% |
| Money and housing | ||
| Median household income | $52,909 | $56,160 |
| Median home value | $230,900 | $197,500 |
| Home value to income | 4.4× | 3.5× |
| Median rent (with utilities) | $1,001 | $997 |
| Metro price level (US = 100) | 95.4 | 95.1 |
| Housing price level (US = 100) | 87.6 | 79.0 |
| $75,000 elsewhere equals | $71,500 | $71,300 |
| Homeowners | 40% | 45% |
| Top state income tax | 2.75% | 4.7% |
| Combined sales tax | 7.29% | 8.44% |
| Work and commute | ||
| Average commute (minutes) | 22.4 | 22.1 |
| Work from home | 15% | 17% |
| Take public transit | 5% | 6% |
| Unemployment (2020-24 avg) | 6.8% | 5% |
| Poverty rate | 25.5% | 20.6% |
| Weather | ||
| January high / low | 40° / 23° | 40° / 24° |
| July high / low | 86° / 66° | 90° / 71° |
| Precipitation per year | 45 in | 42 in |
| Snowfall per year | 23 in | 17 in |
| Days 90°F or hotter | 22 | 47 |
| Nights below freezing | 100 | 85 |
| Comfortable months | 4 | 3 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively High | Relatively High |
| FEMA risk score (lower is safer) | 96.3 | 98.7 |
| Good air days, 2025 | 26% | 31% |
| Home prices, past year | +3.8% | +4.1% |
| Home prices, past 5 years | +49.9% | +40.5% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Cincinnati: July to October. St. Louis: June and September to October.
Full monthly tables: Cincinnati weather by month and St. Louis weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $71,500 in Cincinnati and $71,300 in St. Louis. Moving from Cincinnati to St. Louis, you would need about $74,800 to match a $75,000 salary.
Moving between Cincinnati and St. Louis
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Cincinnati and St. Louis.
Which would you pick?
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