Fort Wayne vs Toledo

The short version

  • Overall prices are about the same in both metro areas (BEA 2024).
  • The median home costs $114,500 in Toledo and $188,900 in Fort Wayne.
  • Households earn more in Fort Wayne ($61,422 vs $49,724 median).
  • Fort Wayne is growing faster: +4.3% since 2020 vs -2.8%.

Side by side

Fort Wayne, INToledo, OH
People
Population (2025)275,203263,423
Growth since 2020+4.3%-2.8%
People per square mile2,4623,273
Median age35.035.8
Bachelor's degree or higher29%22%
Money and housing
Median household income$61,422$49,724
Median home value$188,900$114,500
Home value to income3.1×2.3×
Median rent (with utilities)$999$901
Metro price level (US = 100)92.691.5
Housing price level (US = 100)72.367.3
$75,000 elsewhere equals$69,400$68,600
Homeowners62%53%
Top state income tax2.95%2.75%
Combined sales tax7%7.29%
Work and commute
Average commute (minutes)21.519.8
Work from home9%7%
Take public transit1%1%
Unemployment (2020-24 avg)5.6%7.7%
Poverty rate16%24.3%
Weather
January high / low33° / 18°35° / 20°
July high / low84° / 64°87° / 64°
Precipitation per year40 in35 in
Snowfall per year34 in37 in
Days 90°F or hotter1619
Nights below freezing124123
Comfortable months55
Risks, air and home prices
Natural hazard risk (FEMA, county)Relatively ModerateRelatively Moderate
FEMA risk score (lower is safer)90.892.4
Good air days, 202557%47%
Home prices, past year+4.3%+3.4%
Home prices, past 5 years+54.2%+42.8%

Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.

Weather, month by month

10°20°30°40°50°60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDec
Fort Wayne Toledo. Solid lines are average highs, dashed lines average lows (°F), NOAA 1991-2020 normals.

Most comfortable months: Fort Wayne: June to October. Toledo: May to June and August to October.

Full monthly tables: Fort Wayne weather by month and Toledo weather by month.

What $75,000 is worth

A $75,000 salary in an average-priced US city buys about the same as $69,400 in Fort Wayne and $68,600 in Toledo. Moving from Fort Wayne to Toledo, you would need about $74,100 to match a $75,000 salary.

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Moving between Fort Wayne and Toledo

63people moved from Allen County, IN to Lucas County, OH in a year
57moved the other way

IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Fort Wayne and Toledo.

Which would you pick?

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