Independence vs St. Louis
The short version
- Independence is cheaper overall: prices in its metro run 3% lower than in the St. Louis area (BEA 2024).
- The median home costs $172,900 in Independence and $197,500 in St. Louis.
- Households earn more in Independence ($60,339 vs $56,160 median).
- Independence is growing faster: -1% since 2020 vs -7.7%.
Side by side
| Independence, MO | St. Louis, MO | |
|---|---|---|
| People | ||
| Population (2025) | 121,675 | 278,144 |
| Growth since 2020 | -1% | -7.7% |
| People per square mile | 1,560 | 4,507 |
| Median age | 39.0 | 36.8 |
| Bachelor's degree or higher | 22% | 41% |
| Money and housing | ||
| Median household income | $60,339 | $56,160 |
| Median home value | $172,900 | $197,500 |
| Home value to income | 2.9× | 3.5× |
| Median rent (with utilities) | $1,109 | $997 |
| Metro price level (US = 100) | 92.5 | 95.1 |
| Housing price level (US = 100) | 86.6 | 79.0 |
| $75,000 elsewhere equals | $69,400 | $71,300 |
| Homeowners | 61% | 45% |
| Top state income tax | 4.7% | 4.7% |
| Combined sales tax | 8.44% | 8.44% |
| Work and commute | ||
| Average commute (minutes) | 23.9 | 22.1 |
| Work from home | 12% | 17% |
| Take public transit | 1% | 6% |
| Unemployment (2020-24 avg) | 5.6% | 5% |
| Poverty rate | 15.8% | 20.6% |
| Weather | ||
| January high / low | 40° / 22° | 40° / 24° |
| July high / low | 90° / 72° | 90° / 71° |
| Precipitation per year | 38 in | 42 in |
| Snowfall per year | 11 in | 17 in |
| Days 90°F or hotter | 47 | 47 |
| Nights below freezing | 93 | 85 |
| Comfortable months | 3 | 3 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively High | Relatively High |
| FEMA risk score (lower is safer) | 96.5 | 98.7 |
| Good air days, 2025 | 49% | 31% |
| Home prices, past year | +3.2% | +4.1% |
| Home prices, past 5 years | +42.4% | +40.5% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Independence: April and September to October. St. Louis: June and September to October.
Full monthly tables: Independence weather by month and St. Louis weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $69,400 in Independence and $71,300 in St. Louis. Moving from Independence to St. Louis, you would need about $77,100 to match a $75,000 salary.
Moving between Independence and St. Louis
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Independence and St. Louis.
Which would you pick?
One vote per person. Results show after you vote.