The short version

  • Troy is cheaper overall: prices in its metro run 7% lower than in the Lowell area (BEA 2024).
  • The median home costs $420,300 in Troy and $429,200 in Lowell.
  • Households earn more in Troy ($120,045 vs $78,658 median).
  • Lowell gets far more snow: 59 inches a year vs 36.
  • Lowell is growing faster: +3.8% since 2020 vs +1.6%.
  • Commutes are shorter in Troy (24 vs 28 minutes each way).

Side by side

Lowell, MATroy, MI
People
Population (2025)119,97188,733
Growth since 2020+3.8%+1.6%
People per square mile8,8152,653
Median age35.642.0
Bachelor's degree or higher30%65%
Money and housing
Median household income$78,658$120,045
Median home value$429,200$420,300
Home value to income5.5×3.5×
Median rent (with utilities)$1,625$1,602
Metro price level (US = 100)108.3100.3
Housing price level (US = 100)148.494.7
$75,000 elsewhere equals$81,200$75,200
Homeowners43%73%
Top state income tax9%4.25%
Combined sales tax6.25%6%
Work and commute
Average commute (minutes)27.923.7
Work from home11%23%
Take public transit2%0%
Unemployment (2020-24 avg)5.7%4.4%
Poverty rate16.9%5.4%
Weather
January high / low35° / 19°31° / 17°
July high / low83° / 63°82° / 63°
Precipitation per year41 in34 in
Snowfall per year59 in36 in
Days 90°F or hotter1510
Nights below freezing123135
Comfortable months55
Risks, air and home prices
Natural hazard risk (FEMA, county)Relatively HighRelatively High
FEMA risk score (lower is safer)96.997.5
Good air days, 202571%36%
Home prices, past year+2.8%+4.4%
Home prices, past 5 years+39.7%+39.6%

Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.

Weather, month by month

10°20°30°40°50°60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDec
Lowell Troy. Solid lines are average highs, dashed lines average lows (°F), NOAA 1991-2020 normals.

Most comfortable months: Lowell: May to September. Troy: May to September.

Full monthly tables: Lowell weather by month and Troy weather by month.

What $75,000 is worth

A $75,000 salary in an average-priced US city buys about the same as $81,200 in Lowell and $75,200 in Troy. Moving from Lowell to Troy, you would need about $69,500 to match a $75,000 salary.

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Moving between Lowell and Troy

101people moved from Middlesex County, MA to Oakland County, MI in a year
111moved the other way

IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Lowell and Troy.

Which would you pick?

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