New Rochelle vs Silver Spring

The short version

  • Silver Spring is cheaper overall: prices in its metro run 3% lower than in the New Rochelle area (BEA 2024).
  • The median home costs $643,300 in Silver Spring and $702,500 in New Rochelle.
  • Households earn more in New Rochelle ($109,167 vs $99,860 median).
  • Silver Spring has the warmer winter: January highs of 45°F vs 40°F.
  • New Rochelle gets far more snow: 30 inches a year vs 14.
  • New Rochelle is growing faster: +7.7% since 2020 vs +0%.

Side by side

New Rochelle, NYSilver Spring, MD
People
Population (2025)85,86481,462
Growth since 2020+7.7%n/a
People per square mile8,34810,334
Median age42.335.6
Bachelor's degree or higher52%61%
Money and housing
Median household income$109,167$99,860
Median home value$702,500$643,300
Home value to income6.4×6.4×
Median rent (with utilities)$1,917$1,913
Metro price level (US = 100)112.6108.9
Housing price level (US = 100)148.6151.1
$75,000 elsewhere equals$84,400$81,700
Homeowners54%38%
Top state income tax10.9%6.5%
Combined sales tax8.54%6%
Work and commute
Average commute (minutes)32.534.0
Work from home18%27%
Take public transit16%14%
Unemployment (2020-24 avg)5.9%5.4%
Poverty rate10.1%10.6%
Weather
January high / low40° / 29°45° / 30°
July high / low86° / 72°90° / 72°
Precipitation per year45 in42 in
Snowfall per year30 in14 in
Days 90°F or hotter2240
Nights below freezing6260
Comfortable months55
Risks, air and home prices
Natural hazard risk (FEMA, county)Relatively HighRelatively Moderate
FEMA risk score (lower is safer)96.291.7
Good air days, 202542%59%
Home prices, past year+5.7%+1.3%
Home prices, past 5 years+45.1%+29.4%

Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.

Weather, month by month

20°30°40°50°60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDec
New Rochelle Silver Spring. Solid lines are average highs, dashed lines average lows (°F), NOAA 1991-2020 normals.

Most comfortable months: New Rochelle: May to June and August to October. Silver Spring: April to June and September to October.

Full monthly tables: New Rochelle weather by month and Silver Spring weather by month.

What $75,000 is worth

A $75,000 salary in an average-priced US city buys about the same as $84,400 in New Rochelle and $81,700 in Silver Spring. Moving from New Rochelle to Silver Spring, you would need about $72,500 to match a $75,000 salary.

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Moving between New Rochelle and Silver Spring

106people moved from Westchester County, NY to Montgomery County, MD in a year
82moved the other way

IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from New Rochelle and Silver Spring.

Which would you pick?

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