San Diego vs San Marcos
The short version
- Overall prices are about the same in both metro areas (BEA 2024).
- The median home costs $868,000 in San Marcos and $906,700 in San Diego.
- Commutes are shorter in San Diego (24 vs 27 minutes each way).
Side by side
| San Diego, CA | San Marcos, CA | |
|---|---|---|
| People | ||
| Population (2025) | 1,406,106 | 94,908 |
| Growth since 2020 | +1.6% | +0.1% |
| People per square mile | 4,312 | 3,863 |
| Median age | 36.2 | 36.8 |
| Bachelor's degree or higher | 51% | 44% |
| Money and housing | ||
| Median household income | $108,077 | $109,377 |
| Median home value | $906,700 | $868,000 |
| Home value to income | 8.4× | 7.9× |
| Median rent (with utilities) | $2,313 | $2,348 |
| Metro price level (US = 100) | 111.9 | 111.9 |
| Housing price level (US = 100) | 179.3 | 179.3 |
| $75,000 elsewhere equals | $83,900 | $83,900 |
| Homeowners | 47% | 64% |
| Top state income tax | 13.3% | 13.3% |
| Combined sales tax | 9.03% | 9.03% |
| Work and commute | ||
| Average commute (minutes) | 23.5 | 26.5 |
| Work from home | 21% | 21% |
| Take public transit | 3% | 1% |
| Unemployment (2020-24 avg) | 6% | 4.6% |
| Poverty rate | 11% | 9.2% |
| Weather | ||
| January high / low | 66° / 49° | 65° / 48° |
| July high / low | 74° / 65° | 74° / 64° |
| Precipitation per year | 9 in | 11 in |
| Snowfall per year | 0 in | 0 in |
| Days 90°F or hotter | 4 | 3 |
| Nights below freezing | 0 | 0 |
| Comfortable months | 12 | 12 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Very High | Very High |
| FEMA risk score (lower is safer) | 99.7 | 99.7 |
| Good air days, 2025 | 18% | 18% |
| Home prices, past year | +2.5% | +2.5% |
| Home prices, past 5 years | +40.8% | +40.8% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: San Diego: January to December. San Marcos: January to December.
Full monthly tables: San Diego weather by month and San Marcos weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $83,900 in San Diego and $83,900 in San Marcos. Moving from San Diego to San Marcos, you would need about $75,000 to match a $75,000 salary.
Which would you pick?
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