Bloomington vs Champaign
The short version
- Champaign is cheaper overall: prices in its metro run 3% lower than in the Bloomington area (BEA 2024).
- The median home costs $210,900 in Champaign and $321,400 in Bloomington.
- Households earn more in Champaign ($56,118 vs $50,465 median).
Side by side
| Bloomington, IN | Champaign, IL | |
|---|---|---|
| People | ||
| Population (2025) | 83,307 | 91,195 |
| Growth since 2020 | +3.9% | +3.3% |
| People per square mile | 3,583 | 3,961 |
| Median age | 25.1 | 26.6 |
| Bachelor's degree or higher | 59% | 53% |
| Money and housing | ||
| Median household income | $50,465 | $56,118 |
| Median home value | $321,400 | $210,900 |
| Home value to income | 6.4× | 3.8× |
| Median rent (with utilities) | $1,200 | $1,123 |
| Metro price level (US = 100) | 95.1 | 92.7 |
| Housing price level (US = 100) | 85.6 | 71.6 |
| $75,000 elsewhere equals | $71,300 | $69,500 |
| Homeowners | 35% | 44% |
| Top state income tax | 2.95% | 4.95% |
| Combined sales tax | 7% | 8.98% |
| Work and commute | ||
| Average commute (minutes) | 17.5 | 14.9 |
| Work from home | 18% | 17% |
| Take public transit | 4% | 5% |
| Unemployment (2020-24 avg) | 6.6% | 4.8% |
| Poverty rate | 29.8% | 25.9% |
| Weather | ||
| January high / low | 37° / 21° | 34° / 18° |
| July high / low | 85° / 65° | 85° / 65° |
| Precipitation per year | 49 in | 41 in |
| Snowfall per year | 18 in | 21 in |
| Days 90°F or hotter | 21 | 23 |
| Nights below freezing | 108 | 120 |
| Comfortable months | 3 | 4 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively Low | Relatively Moderate |
| FEMA risk score (lower is safer) | 76.0 | 90.5 |
| Good air days, 2025 | 68% | 66% |
| Home prices, past year | +0.4% | +5.4% |
| Home prices, past 5 years | +33.8% | +47.5% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Bloomington: August to October. Champaign: July to October.
Full monthly tables: Bloomington weather by month and Champaign weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $71,300 in Bloomington and $69,500 in Champaign. Moving from Bloomington to Champaign, you would need about $73,100 to match a $75,000 salary.
Which would you pick?
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