Schaumburg vs Troy
The short version
- Troy is cheaper overall: prices in its metro run 3% lower than in the Schaumburg area (BEA 2024).
- The median home costs $330,400 in Schaumburg and $420,300 in Troy.
- Households earn more in Troy ($120,045 vs $97,514 median).
- Troy is growing faster: +1.6% since 2020 vs -1.9%.
- Commutes are shorter in Troy (24 vs 28 minutes each way).
Side by side
| Schaumburg, IL | Troy, MI | |
|---|---|---|
| People | ||
| Population (2025) | 77,249 | 88,733 |
| Growth since 2020 | -1.9% | +1.6% |
| People per square mile | 3,985 | 2,653 |
| Median age | 39.6 | 42.0 |
| Bachelor's degree or higher | 50% | 65% |
| Money and housing | ||
| Median household income | $97,514 | $120,045 |
| Median home value | $330,400 | $420,300 |
| Home value to income | 3.4× | 3.5× |
| Median rent (with utilities) | $1,812 | $1,602 |
| Metro price level (US = 100) | 103.6 | 100.3 |
| Housing price level (US = 100) | 112.0 | 94.7 |
| $75,000 elsewhere equals | $77,700 | $75,200 |
| Homeowners | 63% | 73% |
| Top state income tax | 4.95% | 4.25% |
| Combined sales tax | 8.98% | 6% |
| Work and commute | ||
| Average commute (minutes) | 27.8 | 23.7 |
| Work from home | 20% | 23% |
| Take public transit | 4% | 0% |
| Unemployment (2020-24 avg) | 3.5% | 4.4% |
| Poverty rate | 5.7% | 5.4% |
| Weather | ||
| January high / low | 32° / 19° | 31° / 17° |
| July high / low | 85° / 66° | 82° / 63° |
| Precipitation per year | 38 in | 34 in |
| Snowfall per year | 38 in | 36 in |
| Days 90°F or hotter | 17 | 10 |
| Nights below freezing | 121 | 135 |
| Comfortable months | 6 | 5 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Very High | Relatively High |
| FEMA risk score (lower is safer) | 100.0 | 97.5 |
| Good air days, 2025 | 30% | 36% |
| Home prices, past year | +6.2% | +4.4% |
| Home prices, past 5 years | +45.5% | +39.6% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Schaumburg: May to October. Troy: May to September.
Full monthly tables: Schaumburg weather by month and Troy weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $77,700 in Schaumburg and $75,200 in Troy. Moving from Schaumburg to Troy, you would need about $72,600 to match a $75,000 salary.
Moving between Schaumburg and Troy
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Schaumburg and Troy.
Which would you pick?
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