Bloomington vs Phoenix
The short version
- Bloomington is cheaper overall: prices in its metro run 8% lower than in the Phoenix area (BEA 2024).
- The median home costs $321,400 in Bloomington and $420,700 in Phoenix.
- Households earn more in Phoenix ($81,332 vs $50,465 median).
- Phoenix has the warmer winter: January highs of 68°F vs 37°F.
- Bloomington gets far more snow: 18 inches a year vs 0.
- Phoenix has more scorching days: 173 a year at 90°F or hotter vs 21.
- Commutes are shorter in Bloomington (18 vs 26 minutes each way).
Side by side
| Bloomington, IN | Phoenix, AZ | |
|---|---|---|
| People | ||
| Population (2025) | 83,307 | 1,665,481 |
| Growth since 2020 | +3.9% | +3.6% |
| People per square mile | 3,583 | 3,213 |
| Median age | 25.1 | 34.9 |
| Bachelor's degree or higher | 59% | 34% |
| Money and housing | ||
| Median household income | $50,465 | $81,332 |
| Median home value | $321,400 | $420,700 |
| Home value to income | 6.4× | 5.2× |
| Median rent (with utilities) | $1,200 | $1,582 |
| Metro price level (US = 100) | 95.1 | 103.3 |
| Housing price level (US = 100) | 85.6 | 121.2 |
| $75,000 elsewhere equals | $71,300 | $77,500 |
| Homeowners | 35% | 57% |
| Top state income tax | 2.95% | 2.5% |
| Combined sales tax | 7% | 8.54% |
| Work and commute | ||
| Average commute (minutes) | 17.5 | 25.6 |
| Work from home | 18% | 19% |
| Take public transit | 4% | 2% |
| Unemployment (2020-24 avg) | 6.6% | 5% |
| Poverty rate | 29.8% | 13.7% |
| Weather | ||
| January high / low | 37° / 21° | 68° / 46° |
| July high / low | 85° / 65° | 107° / 85° |
| Precipitation per year | 49 in | 7 in |
| Snowfall per year | 18 in | 0 in |
| Days 90°F or hotter | 21 | 173 |
| Nights below freezing | 108 | 1 |
| Comfortable months | 3 | 6 |
| Risks, air and home prices | ||
| Natural hazard risk (FEMA, county) | Relatively Low | Very High |
| FEMA risk score (lower is safer) | 76.0 | 99.9 |
| Good air days, 2025 | 68% | 7% |
| Home prices, past year | +0.4% | +0.8% |
| Home prices, past 5 years | +33.8% | +35.8% |
Highlighted cells are the better value where "better" is clear (lower prices, higher income, shorter commutes). Sources: Census Bureau 2025 estimates and ACS 2020-2024, BEA 2024, NOAA 1991-2020, Tax Foundation 2026.
Weather, month by month
Most comfortable months: Bloomington: August to October. Phoenix: November to April.
Full monthly tables: Bloomington weather by month and Phoenix weather by month.
What $75,000 is worth
A $75,000 salary in an average-priced US city buys about the same as $71,300 in Bloomington and $77,500 in Phoenix. Moving from Bloomington to Phoenix, you would need about $81,500 to match a $75,000 salary.
Moving between Bloomington and Phoenix
IRS county-to-county migration, 2022 to 2023 tax years, for the counties that contain each city. See where else people move from Bloomington and Phoenix.
Which would you pick?
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